Can I get approved for a Walmart credit card with a poor credit score
It is possible to get a Walmart credit card with bad credit, but it may not be the most ideal option. The Walmart Credit Card requires at least fair credit for approval, which means that your chances of getting approved are best if your credit score is 640 or higher. However, there are other credit cards that cater to consumers who need to build or rebuild credit, and these cards can be used at Walmart as well.
One option is the Secured Chime Credit Builder Visa Credit Card, which is specifically designed for people with bad credit. This card requires a security deposit, which is used to determine your credit limit, and it reports your payments to the credit bureaus to help you build credit. Another option is the Capital One Walmart Card, which offers 5% cash back at Walmart.com, including pickup and delivery. This card also requires fair credit for approval, but if you don't qualify for the Mastercard version, you may be eligible for the store-only version.
If you want to apply for a Walmart credit card, you can do so instore at the register or through self-checkout, or you can apply online. If you apply online, you may be able to get instantly approved. However, it's important to note that getting a Walmart credit card with bad credit may not be guaranteed, and you may need to provide additional information or documentation to prove your income and creditworthiness.
It's also worth considering other credit cards that offer rewards or benefits for shopping at Walmart. For example, the Wells Fargo Active Cash Card offers a high rewards rate on all purchases, including those made at Walmart. This card may be a good option if you want a catch-all card for your everyday spending.
Ultimately, it's important to do your research and compare different credit cards to find the one that best suits your needs and financial situation. Be sure to read the terms and conditions carefully and understand the fees and interest rates associated with the card before applying.