What are some reliable resources to compare pre-qualified mortgage rates from various lenders
When searching for pre-qualified mortgage rates from various lenders, there are several reliable resources to consider. DuckDuckGo, a privacy-focused search engine, allows you to search for pre-qualified mortgage rates along with the name of the region or country you're interested in, such as Argentina or US English. This can provide you with a list of lenders in that specific area.
Additionally, websites like US News, The Mortgage Reports, NerdWallet, Bankrate, and Zillow offer tools and resources to compare mortgage rates from multiple lenders. NerdWallet, for example, has a prequalification calculator where you can input your information and receive an informal evaluation of your creditworthiness. Bankrate suggests comparing offers from at least three lenders, which can include banks, credit unions, or online providers. Zillow offers a mortgage preapproval tool where you can receive a conditional commitment from a lender for a specific amount of money.
It's important to note that when shopping around for mortgage rates, it's best to compare rates within a 45-day window to minimize the impact on your credit score. Also, keep in mind that pre-qualification and pre-approval are two different steps in the mortgage process. Pre-qualification provides an estimate of how much you may be able to borrow, while pre-approval is a more formal process that involves a credit check and a conditional commitment from a lender to loan you a specific amount of money.