What are the benefits of the Bank of America student card?

The Bank of America student cards offer a 0% introductory APR on purchases and balance transfers for the first 15 billing cycles, helping students avoid interest charges while they build credit.

Both the Unlimited Cash Rewards and Customized Cash Rewards student cards provide access to your FICO® Score, allowing students to monitor their credit health.

The Customized Cash Rewards card lets students earn 3% back in a category of their choice, including gas, online shopping, dining, and more, providing flexibility to maximize rewards.

Students can earn a $200 online cash rewards bonus on the Customized Cash Rewards card after spending $1,000 in the first 90 days, a valuable sign-up incentive.

The Unlimited Cash Rewards card offers a simple 1.5% cash back structure on all purchases, without the need to activate or track bonus categories.

Neither student card charges an annual fee, saving students money compared to some other credit cards.

Both cards allow students to add an authorized user at no extra cost, helping them build credit history for a family member or friend.

Bank of America provides access to educational resources and budgeting tools to help students manage their finances responsibly.

The cards feature enhanced security measures like EMV chip technology and $0 liability for unauthorized purchases, protecting students from fraud.

Students can conveniently manage their accounts and view transactions through Bank of America's mobile app and online banking platform.

The Customized Cash Rewards card's 2% back at grocery stores and wholesale clubs can help students save on essential purchases.

Bank of America's Preferred Rewards program offers additional perks, such as a 25-75% bonus on earned cash back, for students who maintain qualifying account balances.