What are the best credit card offers currently available for maximizing rewards?
The Wells Fargo Active Cash® Card is offering an unprecedented $300 cash bonus for new cardholders who spend $3,000 in the first 3 months - one of the highest initial rewards on the market.
The Chase Sapphire Preferred® Card has increased its sign-up bonus to 80,000 points if you spend $4,000 in the first 3 months, worth up to $1,000 in travel when redeemed through Chase Ultimate Rewards.
The Citi Custom Cash Card now automatically tracks your spending and offers 5% cash back in your top eligible spending category each billing cycle, up to the first $500 spent.
The American Express Blue Cash Preferred® Card has raised its annual cash back on U.S.
supermarket purchases to an industry-leading 6%, up to $6,000 spent per year.
The Capital One SavorOne Cash Rewards Credit Card provides an unlimited 3% cash back on dining and entertainment, making it one of the most rewarding cards for foodies and social butterflies.
The Discover It® Cash Back card features 5% rotating quarterly bonus categories that cardholders can activate, combined with Discover's unique cash back match at the end of the first year.
The Bank of America Customized Cash Rewards credit card allows users to choose their 3% cash back category from a list of 6 options, ensuring the rewards align with their biggest spending areas.
The U.S.
Bank Altitude® Go Visa Signature® Card offers 4X points on dining, including takeout and eligible delivery services, a boon for those who frequently dine out.
The Amex EveryDay® Credit Card from American Express provides a 20% points bonus when you make 20 or more purchases in a billing cycle, incentivizing regular usage.
The Chase Freedom Flex℠ credit card has expanded its 5% cash back categories to include popular retailers like Walmart, Target, and Amazon, in addition to its rotating quarterly bonus categories.
The Citi® Double Cash Card has maintained its industry-leading 2% cash back (1% when you buy, 1% when you pay), making it a solid option for everyday, non-bonused spending.
The Capital One Venture X Rewards Credit Card, with its $395 annual fee, offers a whopping 75,000-mile sign-up bonus and a suite of premium travel benefits, catering to frequent flyers.
The Amex Gold Card has increased its bonus rewards to 4X points at restaurants worldwide and on up to $25,000 per year in purchases at U.S.
supermarkets.
The Navy Federal Credit Union Visa Signature® Flagship Rewards Card provides 3X points on travel and 2X points on all other purchases, with no foreign transaction fees, making it a strong option for international travelers.
The Bank of America Customized Cash Rewards for Students credit card allows young adults to earn 3% cash back in a category of their choice, helping them build credit and maximize rewards.
The Wells Fargo Active Cash® Card for Students offers a $200 cash rewards bonus after spending $1,000 in the first 3 months, providing a head start for students building their credit history.
The Citi Premier® Card has increased its sign-up bonus to 60,000 ThankYou® Points after spending $4,000 in the first 3 months, worth up to $600 in travel when redeemed through the Citi ThankYou® portal.
The Amex Blue Cash Everyday® Card has raised its cash back rate on U.S.
supermarket purchases to 3%, making it a more attractive option for households with moderate grocery spending.
The Chase Freedom Unlimited® card has maintained its industry-leading 1.5% cash back on all purchases, providing a solid baseline for everyday spending that complements its bonus category cards.
The Citi Rewards+℠ Card now offers 2X points at supermarkets and gas stations (on up to $6,000 in purchases per year, then 1X), making it a compelling choice for those with significant spending in these categories.