What are the options for getting a credit card with no credit history, and how can I increase my chances of approval

If you have no credit history or bad credit, you may need to use alternative credit cards to get a card. Learn about the best options for no credit, fair or limited credit, and poor credit from startup issuers that use non-traditional underwriting methods. Compare features, fees, rewards, and benefits of each card.

You can demonstrate your capacity to pay off bills in other ways. Your credit history is an important factor issuers consider when you apply for a credit card. You can still get approved for a credit card with no credit history, such as student cards and secured cards. Learn the features, benefits, and drawbacks of these types of cards and how to use them to build your credit score.

If you're a student, you may qualify for a student credit card. These cards are designed for college students who may not have enough income or credit history. To qualify, you may have to provide proof that you're enrolled in a qualified college or university. There are several great student credit cards that you can choose from.

To apply for a student credit card, you must usually be at least 18 years old, have a US address and Social Security number, show proof of education, and provide all the required information requested in the credit card application. The requirements may vary from card issuer to card issuer. Student credit cards may have a lower credit limit.

If you don't have a credit history, your credit card options may be limited. However, you may qualify for a secured credit card, store card, or student credit card. At Experian, one of our priorities is consumer credit and finance education.

The best credit cards for people with no credit are the Chase Freedom Rise Credit Card, the Discover it Secured Credit Card, and the Capital One SavorOne Student Cash Rewards Credit Card.

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