What is the best credit card for a free trial?

Many credit card providers offer virtual or temporary card numbers that can be used specifically for free trials, allowing you to keep your primary card information secure.

Some cards, like the Capital One Quicksilver and Citi Double Cash, offer extended 0% APR periods on new purchases, effectively providing a "free trial" for the first 12-15 months.

The Chase Freedom Unlimited card has no annual fee and offers 1.5% cash back on all purchases, making it a solid option for free trial signups that you may want to continue.

American Express cards often waive the annual fee for the first year, giving new cardholders a year-long free trial to decide if the card's benefits are worth the eventual fee.

Certain credit unions and online banks provide virtual debit or prepaid card numbers that can be used for free trials without linking your primary checking account.

The Citi Custom Cash card automatically adjusts to 5% cash back in your top spending category each month, which could be useful for optimizing free trial subscriptions.

Credit cards with advanced security features like virtual card numbers, transaction monitoring, and account freezing can help protect you from unwanted charges after a free trial ends.

Some rewards credit cards offer bonus points or cash back for free trial signups, essentially paying you to test out new services.

Avoiding debit cards for free trials is recommended, as they lack the same billing dispute protections as credit cards under the Fair Credit Billing Act.

Using a separate credit card solely for free trials can help you track and manage those temporary subscriptions more easily.

Many credit card issuers allow you to generate virtual card numbers directly through their mobile apps or online account portals.

Certain credit monitoring services can alert you when a free trial is about to expire, helping you avoid unwanted charges.

The Citi Prestige Card offers a $250 annual travel credit that could be used to offset the cost of a paid subscription after a free trial ends.

The Wells Fargo Active Cash Card has no annual fee and earns 2% cash back on all purchases, making it a solid choice for free trial signups.

Some credit cards, like the Bank of America Customized Cash Rewards, allow you to choose your 3% cash back category, which could include common free trial spending categories.

The Amex Blue Cash Preferred card earns 6% cash back at U.S.

supermarkets, which could be useful for free trial signups for meal kits or grocery delivery services.

The Discover It Cash Back card offers 5% cash back in rotating quarterly categories, which may include online shopping or streaming services during free trial periods.

The Capital One SavorOne Cash Rewards Credit Card earns 3% cash back on dining and entertainment purchases, potentially valuable for free trials of meal delivery or streaming services.

Credit cards with purchase protection and extended warranty benefits can help safeguard you in case a free trial service ends up being unsatisfactory.

The Citi Double Cash card earns 2% cash back (1% when you buy, 1% when you pay), making it a simple and rewarding option for free trial signups.