What is the best credit card to apply for if I have bad credit and don't want to make a deposit

If you have bad credit and are looking for a credit card with no deposit, there are a few options that may be suitable for you. One such option is the Surge Platinum Mastercard issued by Continental Finance. This card offers a credit limit of up to $1,000, which can double to $2,000 if you make your first six monthly minimum payments on time. The approval process is open to all credit types, making it a good choice for those with bad credit.

Another option is the Credit One Bank Platinum Visa for Rebuilding Credit. This card has a relatively high approval rate for those with bad credit and offers cash back rewards on eligible purchases. It's important to note that this card does have annual fees and interest rates may be high, so it's important to make your payments on time and try to pay off your balance in full each month.

The Total Visa Card and the Indigo Mastercard for Less than Perfect Credit are also options to consider. The Total Visa Card has no monthly fees, and the Indigo Mastercard has no upfront fees. However, it's important to research the terms and conditions of each card carefully before applying, as they may have high interest rates and annual fees.

The OppFi Card is another option for those with bad credit, as it has no upfront fees and offers a simple application process. However, it's important to note that this card does not offer a traditional credit line, but rather a line of credit that can be used to finance purchases. This means that you may not be able to use it for certain transactions, such as renting a car or booking a hotel room.

Lastly, the Fortiva Mastercard Credit Card is another option for those with bad credit. This card offers cash back rewards on eligible purchases and has a relatively high approval rate for those with bad credit. However, it's important to note that this card does have annual fees and interest rates may be high, so it's important to make your payments on time and try to pay off your balance in full each month.

It's important to keep in mind that credit card approval is not guaranteed, even for cards that are marketed towards those with bad credit. It's always a good idea to check your credit score and review your credit history before applying for a new credit card. Additionally, it's important to read the terms and conditions of any credit card carefully before applying, as fees and interest rates can vary widely.