FSU Credit Union's auto loan interest rates range from 3.99% to 10.99% APR, which is lower than many other financial institutions in the area.
The average credit card interest rate in the US is around 15.09%, while FSU Credit Union's credit card interest rate is 12.95%.
FSU Credit Union offers a 0.25% discount on auto loan rates for members who enroll in automatic payments.
The credit union's membership eligibility has expanded to include individuals who live or work in Bay, Calhoun, Columbia, Escambia, Franklin, Gadsden, Gulf, Holmes, Jackson, Jefferson, Leon, Liberty, Madison, Okaloosa, Suwannee, Taylor, Wakulla, Walton, and Washington counties.
FSU Credit Union's checking accounts have no monthly maintenance fees, unlike many other financial institutions.
The credit union's online banking platform allows members to transfer funds, pay bills, and check account balances online or through the mobile app.
FSU Credit Union offers a mobile deposit feature, allowing members to deposit checks remotely.
The credit union's shared branching network allows members to access their accounts at over 5,500 credit union branches and ATMs nationwide.
FSU Credit Union offers a free financial counseling service to its members through a partnership with BALANCE Financial Fitness.
The credit union's loan-to-share ratio is around 72%, which is lower than many other financial institutions in the area.
FSU Credit Union's credit card has no annual fee, foreign transaction fee, or balance transfer fee.
The credit union's business loans have competitive rates and flexible repayment terms.
FSU Credit Union offers a $250 bonus for new members who open a checking account and meet certain criteria.
The credit union's youth savings accounts have no monthly maintenance fees and earn interest at a rate of 0.05% APY.
FSU Credit Union's home equity loans have fixed rates as low as 4.50% APR.
The credit union's personal loans have rates as low as 7.99% APR.
FSU Credit Union offers a debit card rewards program, where members can earn points for every dollar spent.
The credit union's online banking platform uses two-factor authentication to ensure secure login.
FSU Credit Union's mobile app has a 4.8-star rating on the Google Play Store.
The credit union's deposit accounts are insured by the National Credit Union Administration (NCUA) up to $250,000.